1.1 Grand Charter Inc. (DBA "DearLegal", "Company," "we," "us," or "our") provides and makes available this website (the "Site"). All use of the Site is subject to the terms and conditions contained in these Website Terms and Conditions (this "Agreement"). Please read this Agreement carefully. By accessing, browsing, or otherwise using the Site, you acknowledge that you have read, understood, and agree to be bound by this Agreement. If you do not accept the terms and conditions of this Agreement, you shall not access, browse, or use the Site.

1.2 You understand and agree that we may change this Agreement at any time without prior notice. You may read a current, effective copy of this Agreement at any time by selecting the "Terms of Use" link on the Site. The revised terms and conditions will become effective at the time of posting. Any use of the Site after such date shall constitute your acceptance of such revised terms and conditions. If any change to this Agreement is not acceptable to you, your sole remedy is to cease accessing, browsing, and otherwise using the Site.

2.1 This Site contains material, including but not limited to software, text, graphics, and images (collectively referred to as the "Content"). We may own the Content or portions of the Content may be made available to us through arrangements that we have with third parties. The Content is protected by United States and foreign intellectual property laws. Unauthorized use of the Content may result in violation of copyright, trademark, and other laws. You have no rights in or to the Content, and you will not copy the Content and will only access and use the Content for your personal purposes.

2.2 The trademarks, service marks, and logos of the Company (the "Company Trademarks") used and displayed on this Site are registered and unregistered trademarks or service marks of the Company. Other company, product, and service names located on the Site may be trademarks or service marks owned by third parties (the "Third-Party Trademarks"). Nothing on this Site or in this Agreement should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on this Site without the prior written consent of the Company specific for each such use.

2.3 You agree not to: (a) take any action that imposes an unreasonable load on the Site's infrastructure, (b) use any device, software, or routine to interfere with the proper working of the Site, (c) attempt to decipher, decompile, disassemble, or reverse engineer any of the software comprising or making up the Site, (d) delete or alter any material posted on the Site by the Company or any other person or entity, or (e) frame or link to any of the materials or information available on the Site.

2.4 The Site contains links to third-party websites ("External Sites"). These links are provided solely as a convenience and do not constitute an endorsement of the content on such External Sites. We are not responsible for the content of any linked External Sites and do not make any representations regarding the content or accuracy of any materials on such External Sites.

3.1 DearLegal may collect information from users who engage with advertisements on social media platforms such as Facebook, LinkedIn, Google, and Instagram or who submit information through lead generation forms. This may include:

• Name, email address, phone number, employer, job title, and location.
• Preferences and interests based on engagement with our ads.
• Any other information voluntarily provided through social media lead generation forms.

3.2 This information will be used for:

• Marketing and outreach efforts, including sending promotional emails and newsletters.
• Personalizing user experience based on preferences and past interactions.
• Communicating directly with users who express interest in our services.
• Enhancing our advertising strategies and campaign performance.

3.3 This collection and use of information shall comply with our Privacy Policy and applicable data protection regulations.

4.2 Professional and Ethical Duties. You acknowledge and agree to maintain all professional and ethical duties to your client, including but not limited to:

• Reviewing any proposed Litigation Funding Agreement (LFA) in detail;
• Advising the plaintiff on all terms, costs, risks, and benefits of the LFA;
• Ensuring the plaintiff fully understands the LFA before signing;
• Acting solely in the plaintiff's best interest throughout the financing process;
• Maintaining confidentiality except as authorized by client consent or required by law.

4.3 Business Associate Agreement. You agree to facilitate the execution of any necessary Business Associate Agreement (BAA) if Protected Health Information (PHI) will be shared through the platform. This includes ensuring proper authorization and compliance with HIPAA requirements.

4.4 Non-Disclosure Agreements. You acknowledge that:

• DearLegal maintains a default Non-Disclosure Agreement (NDA) for all financiers on the platform;
• You may upload case-specific NDAs as needed, which will be presented to prospective financiers before they can access your case information;
• All financiers must agree to applicable NDAs before accessing confidential case materials.

4.5 Accuracy of Information. You warrant that all information uploaded to the platform is accurate, truthful, and complete to the best of your knowledge. You are responsible for:

• Verifying the accuracy of all case information before submission;
• Promptly updating any information that becomes inaccurate or outdated;
• Correcting any errors or misrepresentations in uploaded materials;
• Ensuring all documentation is properly authenticated and authorized for sharing.

5.1 The Company and its affiliates make no warranties or representations about the Site or Content, including but not limited to its accuracy, reliability, or completeness. The Site and Content are provided on an "as is" and "as available" basis without any warranties of any kind.

5.2 In no event shall the Company be liable for any damages whatsoever (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the Site and the Content.

7.1 The Company reserves the right, in its sole discretion, to restrict, suspend, or terminate this Agreement and your access to all or any part of the Site or Content at any time without prior notice or liability.

7.2 Sections 2 (Use of the Site), 3 (Collection of Information from Social Media Advertisements and Forms), 4 (Attorney Responsibilities and Client Consent for Litigation Financing), 5 (Limitation of Liability and Disclaimer of Warranties), and 6 (Indemnification) shall survive the termination of this Agreement.

9.1 If any provision of this Agreement is found to be invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect.

9.2 This Agreement constitutes the entire agreement between you and the Company with respect to the subject matter, superseding all previous agreements between the parties.

9.3 Any information submitted or provided by you to the Site may be publicly accessible. Important and private information should be protected by you.

If you have any questions about these terms and conditions, please contact us at: